Risk Radar Report

Early warning view for disputes, chargebacks, processor stress, and revenue at risk.

Generated: 2026-03-21T12:00:00 Period: 30 days Data Source: demo_snapshot

14d 30d 60d 90d

Risk Sections

Use section jumps instead of long scrolls through slices, breakdowns, alerts, clusters, and timeline.

Risk Slicing Saved Slices Customers Breakdown Monitored Alerts Clusters Timeline

Risk Slicing by Segment

Slice the radar by canonical metadata when you need to isolate a risky product, plan, segment, or customer cohort.

Metadata slice: country=CA

📌 Saved Risk Slices

Pin segments you want to revisit often, like a risky plan, product line, or market.

Name	Metadata Filter	Window	Monitor	Actions
Unknown plan renewal watch Pinned demo slice for the plan with the heaviest visible payment or dispute pressure.	plan_name=Unknown plan	60d	Read-only demo	Open
CA processor drift Shows how a geography slice would be monitored when approvals soften or disputes spike.	country=CA	30d	Read-only demo	Open
Failed-payment recovery queue Example of a saved segment the operator returns to after retries or dunning changes.	plan_name=Compliance Add-on	90d	Read-only demo	Open

⚖️

13.33%

Chargeback Rate

Current operating signal

Jump to dispute breakdown

💸

$6857.27

Projected Loss

Chargebacks + risk reserve proxy

Jump to risk clusters

🏆

40.0%

Dispute Win Rate

Operational recovery quality

Jump to dispute reasons

🚨

6

Open Disputes

Needs evidence / follow-up

Jump to dispute timeline

Risk Score

HIGH

Composite signal from chargebacks, revenue exposure, and processor stress.

99.0/100

Processor Stress

14.2%

Approval Rate

92.6%

Loss Ratio

7.51%

Approval Gap

7.4%

Dispute Pressure

100.0

Alert Panel

Action

Current risk signals that deserve review before you move into the deeper tables.

Risk pressure is above the comfortable band

Risk score is 99.0/100 with 6 open disputes and 13.33% chargeback rate.

Risk Framing

Operator map

Read the cluster by fingerprint, velocity, geography, and payment method, then move straight into the next operator action.

No concentrated framing signal

Current risk is distributed across the window rather than clustered in one fingerprint, method, or geography.

Dispute Economics

Primary

Keep win-rate vanity separate from the actual money still exposed right now.

Chargeback amount$6687.74
Recovered if won$2675.10
Net loss after wins$4012.64
Pending dispute exposure$1080.00

Loss to recovered ratio

2.56x projected loss vs modeled recovered amount.

👥 Customer Risk Watchlist

The accounts where failed payments, disputes, and at-risk subscriptions are actually concentrated.

Open Customers

Customer	Plan	Current MRR	At-Risk MRR	Failed	Disputes	Risk	Reason
Demo Company 160 finance160@example.demo	Unknown plan	$400.00	$0.00	0	1	81.8 0 failed · 0 pending · 1 disputes · $0 at risk	Disputes already hit this account
Demo Company 118 finance118@example.demo	Compliance Add-on	$210.00	$210.00	1	1	50.9 1 failed · 0 pending · 1 disputes · $210 at risk	Disputes already hit this account
Demo Company 099 finance099@example.demo	FinOps	$520.00	$520.00	1	0	46.6 1 failed · 0 pending · 0 disputes · $520 at risk	At-risk subscriptions need intervention
Demo Company 129 finance129@example.demo	Unknown plan	$520.00	$0.00	1	1	38.6 1 failed · 0 pending · 1 disputes · $0 at risk	Disputes already hit this account
Demo Company 093 finance093@example.demo	Unknown plan	$459.00	$0.00	1	1	35.3 1 failed · 0 pending · 1 disputes · $0 at risk	Disputes already hit this account
Demo Company 019 finance019@example.demo	FinOps	$520.00	$520.00	0	0	32.8 0 failed · 0 pending · 0 disputes · $520 at risk	At-risk subscriptions need intervention
Demo Company 113 finance113@example.demo	Scale	$459.00	$459.00	0	0	30.4 0 failed · 0 pending · 0 disputes · $459 at risk	At-risk subscriptions need intervention
Demo Company 121 finance121@example.demo	Unknown plan	$129.00	$0.00	1	1	28.6 1 failed · 0 pending · 1 disputes · $0 at risk	Disputes already hit this account
Demo Company 010 finance010@example.demo	Annual	$400.00	$400.00	0	0	28.0 0 failed · 0 pending · 0 disputes · $400 at risk	At-risk subscriptions need intervention
Demo Company 039 finance039@example.demo	Unknown plan	$520.00	$0.00	0	1	23.4 0 failed · 0 pending · 1 disputes · $0 at risk	Disputes already hit this account

Operator Watchlist

Current signals

The biggest current risk signals to review before you dig into all tables.

Open disputes awaiting response

$3678.26

6 active dispute cases in the last 30 days.

Pending payments that could slip

$120.00

1 payments still pending settlement.

Refund pressure by customer request

$51.57

Requested refunds are a strong signal of onboarding or promise mismatch.

Severity Mix

Concentration

Simple concentration view from the current cluster set.

High Severity Clusters

Medium Severity Clusters

Revenue at Risk

$11314.49

Expected revenue in the same window: $91261.42

Payment Method Lens

Slice

Useful when risk is really a routing or decline-quality issue rather than a product issue.

Method	Revenue	Success Rate	Tx Count	Drill Down
Cards	$62057.77	92.6%	56	Pressure
Wallets	$19164.90	94.2%	17	Pressure
Bank debit	$10038.75	91.5%	9	Pressure

Country Lens

Slice

Useful when disputes or losses are concentrated by geography or tax-heavy regions.

Country	Revenue	Orders	Share	Drill Down
CA	$192240.00	144	24.3%	Customers
AU	$131760.00	144	16.7%	Customers
NL	$112320.00	144	14.2%	Customers
GB	$99144.00	144	12.6%	Customers
SE	$86400.00	144	10.9%	Customers
FR	$69120.00	144	8.8%	Customers
DE	$53784.00	144	6.8%	Customers
BR	$45360.00	144	5.7%	Customers

Velocity Pressure

Proxy

Current operator-safe proxy for bursty fraud or routing pressure, built from repeated fingerprint outcomes rather than raw IP telemetry.

Fingerprint	Country	Attempts	Approval	Risk Signal	Drill Down
No velocity pressure rows available yet.

Velocity Telemetry Notes

projection

Use this to decide whether a dispute spike is isolated or part of a repeated fingerprint pattern.

Telemetry limitations were not reported.

Fingerprint Pressure Leaderboard

Projection

Real charge fingerprint pressure from Stripe charge outcomes and dispute joins. This is the current operator-safe replacement for missing BIN telemetry.

Fingerprint	Card	Country	Chargebacks	Loss	Risk	Rule	Drill Down
`fp_01_352d1d`	visa / credit	CA	4	$6282.15	68.0	`review fingerprint cluster 1`	Customers
`fp_02_972d57`	mastercard / debit	AU	3	$880.16	61.5	`review fingerprint cluster 2`	Customers
`fp_03_9964c1`	amex / credit	NL	3	$729.22	61.5	`review fingerprint cluster 3`	Customers

Telemetry Notes

medium

Current risk telemetry depth and current limitations of the read model.

Demo snapshot has dispute outcomes but not raw card BIN telemetry.
Fingerprint clusters are synthesized from dispute concentration so the operator flow stays visible.

Payment Method Pressure

Projection

Method Types	Intents	Disputes	Dispute Rate	Dispute Amount	Drill Down
cards	56	7	10.93%	$4547.66	Outcomes
wallets	17	2	12.13%	$1404.43	Outcomes
bank debit	9	1	13.33%	$735.65	Outcomes

Processor Outcomes

Projection

Risk Level	Network Status	Outcome	Events
elevated	retryable	soft_decline	6
guarded	review	manual_review	6
stable	approved	captured	75

⚔️ Slice Compare

Compare the active risk slice against the full workspace baseline.

country=CA

Base scope: All Sources · compare stays pinned to this scope until you reset it.

Slice Risk Bias

Compare

-5.9

Positive means the active slice is riskier than the workspace baseline.

Chargeback Shift

Compare

-0.80%

Use this to see whether the slice is concentrating dispute pressure.

Approval Swing

Compare

+0.5%

Positive is better here: approvals improved against workspace baseline.

Open Dispute Delta

Compare

Extra open disputes are a direct operator load increase for this slice.

Metric	Full Workspace	Active Slice	Delta
Risk Score	99.0	93.1	-5.9
Chargeback Rate	13.33%	12.53%	-0.80%
Projected Loss	$6857.27	$6445.83	$-411.44
Approval Rate	92.6%	93.1%	+0.5%
Open Disputes	6	6	+0

📈 Slice Trend

See whether the active segment is diverging from the workspace baseline as the time window expands.

country=CA

Window	Baseline Risk	Slice Risk	Baseline CB Rate	Slice CB Rate	Baseline Loss	Slice Loss
14d	120.8	113.5	16.26%	15.28%	$8365.87	$7863.92
30d	99.0	93.1	13.33%	12.53%	$6857.27	$6445.83
60d	81.2	76.3	10.93%	10.27%	$5622.96	$5285.58
90d	81.2	76.3	10.93%	10.27%	$5622.96	$5285.58

🔬 Risk Clusters

Highest-impact dispute and chargeback clusters available from current source-backed reports.

Cluster	Type	Signal	Amount	Loss Share	Severity	Action	Drill Down
Fraudulent	dispute_reason	4	$5323.86	0.00%	high	Review evidence queue and checkout flow for this dispute pattern.	Customers
Duplicate	dispute_reason	3	$745.90	0.00%	medium	Review evidence queue and checkout flow for this dispute pattern.	Customers
Product Not Received	dispute_reason	3	$617.98	0.00%	medium	Review evidence queue and checkout flow for this dispute pattern.	Customers
Duplicate	refund_reason	2	$58.49	0.00%	medium	Check customer-support loops and duplicate payment handling in this segment.	Customers
Requested By Customer	refund_reason	2	$51.57	0.00%	medium	Check customer-support loops and duplicate payment handling in this segment.	Customers

Risk Buckets

Composition

Loss components currently available from revenue exposure and refunds reports.

Chargebacks $6687.74
Refunds $110.06
Pending Recovery $120.00
Processor Leakage $570.00

Dispute Breakdown

Refunds report

Reason	Type	Count	Rate	Drill Down
Fraudulent	Dispute	4	40.00%	Clusters
Product Not Received	Dispute	3	30.00%	Clusters
Duplicate	Dispute	3	30.00%	Clusters

Top Chargeback Reasons

Operational

Reason	Count	Amount	Drill Down
Fraudulent	4	$5323.86	Cluster
Duplicate	3	$745.90	Cluster
Product Not Received	3	$617.98	Cluster

🕒 Dispute Timeline

Daily dispute counts and volume from the projection-backed dispute snapshot.

demo_snapshot

Volume Spike View

Visual

Use the chart to spot concentration days before reading the table row by row.

Date	Disputes	Amount	Intensity
2026-02-20	1	$172.27	3.0%
2026-02-25	3	$5043.19	100.0%
2026-03-03	1	$99.71	2.0%
2026-03-05	2	$518.27	10.0%
2026-03-06	1	$481.34	10.0%
2026-03-15	1	$81.22	2.0%
2026-03-20	1	$291.74	6.0%